The death benefit is a payment in cash, which is to replace the of the funeral of a deceased. It was until 2004 in particular an achievement of the legal health insurance companies.

Employer

In some cases the employer (particularly in the public service) pays with the death employees a dying aid. In the doubt the work contract gives over it information.

Legal accident insurance

If an insuring at the consequences of an industrial accident deceases, the survivors receive a death benefit at a value of a seventh to that at the time death valid base factor. It depends thus neither on the height of work earnings/services of the deceased still on the height of the actual funeral costs. That means at the same time: Death benefit in same height gives it from the legal accident insurance, even if a student suffers a child in the kindergarten a deadly accident during his presence in the university, a pupil at school or. Also the accidents in connection with the study, the school and the attendance of the kindergarten (including the direct ways to and of the mechanism) are on an equal footing industrial accidents. The death benefit of the professional associations as well as the municipality accident insurance federation/national accident cashes is paid.

Private accident insurance

If a privately accident-insured died by an accident, death benefit is paid. This corresponds to the agreed upon insured sum. The money gives it, even if a work, a student, a pupil or a kindergarten accident the cause of death were and are entitled likewise from the legal accident insurance death benefit.

Legal old age pension insurance

The legal old age pension insurance pays no proven death benefit. But: If the deceased was already pensioner, then widow or widower's pension does not only become at a value of 25 in the first quarter and/or to 60 per cent of the pension of the deceased insured to separate 100 per cent paid.

Private health insurance

The private health insurers do not pay a death benefit. Background: Death is not an accident, which causes achievements from a health insurance. However death benefit policies are offered.

Tax office

There is no death benefit also here, but expenditures for a funeral are in the sense of the tax law "unusual loads", which can make the survivors in their tax declaration valid. That leads however only then to a tax saving if the funeral costs cannot be financed from the deduction and a death benefit is not sufficient

Articles in category "Death benefit"

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