Connected German mortgage bond banks / Employers' association

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The federation of German mortgage bond banks (VDH) is the protection of interests of the mortgage bond banks in the Federal Republic of Germany. It has the legal form of a registered association.

History and tasks

The federation firmierte until 2005 as federation of German mortgage banks (VdH)

The purpose of the federation is the care of the common tasks of occupation:

the perception of the rights and interests of the mortgage bond banks including the public work in the areas of the capital market, state, real estate and ship financing, of the tax policy as well as the right organization.
the support and consultation of the legislative bodies and authorities on national, European and international level in all affairs concerning the mortgage bond banks.
the perception of the interests of the mortgage bond banks opposite other national, European and

international professional associations.

the membership in national, European or international professional associations or the participation in enterprises equal which company form, as far as membership or participation serves the federation purpose or the members of the federation.

The federation represents 25 mortgage banks. The federation of German mortgage bond banks is member in following other federations and institutions:

Central Kreditausschuss, (ZKA) European federationfederation federation, Brussels internationally union OF housing Finance, Chicago German federation for housing, BerlinCommercial Mortgage Securities Association (CMSA), New York

The federation of German mortgage bond banks is partner at the Hyp Zert society for certifying of real estate experts for loan to value ratio determinations ltd., Berlinund of the Hyp material Estate Rating services GmbH, Berlin.